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Houston personal watercraft (also called jet ski) insurance is available with several options. The least expensive option is liability only coverage. This is similar to an auto liability policy with coverage in Texas starting at around 20/40/15. That would cover injury to another person up to $20,000, or up to $40,000 for multiple persons injured in the same accident. Property damage usually starts at $15,000.

This type of basic coverage could be around $10 per month depending on rating factors like age, driving record, and other factors. You can increase the limits at additional cost. This is advisable because if there is an accident the damages could be much higher than the minimum coverage.

Jet ski s are a lot of fun and in the excitement of a new purchase some customers don t think about insurance. This is a mistake because there is a serious liability hazard involved with these crafts. For example if a swimmer is run over by a personal watercraft you own, you will probably be liable for (more...)

There is a gap in Insurance coverage when a person suffers certain critical illnesses. Their medical expenses could be covered, but they are now ill and unable to work. Critical Illness Insurance fills this gap.

Critical Illness Insurance pays a lump sum cash payment when a person is diagnosed with a covered critical illness and survives a set period of time. The survival period is not a long time, but rather is usually from two weeks to a month. Serious heart attacks, invasive cancers, and strokes are common critical illnesses that are covered by the Critical Illness Insurance policy.

According to one recent study, more people in Canada will suffer a serious critical illness before the age of 75 than will die before that age. This fact illustrates the importance of Critical Illness Insurance as a supplement to Life Insurance and Health Insurance in the overall risk control planning process. While Health Insurance will cover a major portion of the medical expenses incurred in the onset of th (more...)