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Getting cheap car insurance if you are a teenager or young driver can seem impossible. Unfortunately, you are considered a greater risk to auto insurance companies and they re going to charge more. There are some things you can do to try to get the lowest cost insurance.

It seems that just as you start to get all the benefits of adulthood — driving privileges, more freedom — you also start to get the responsibilities piled on as well. Of course this usually includes financial responsibility. And just as credit companies are going to charge higher interest until you prove your creditworthiness, car insurance companies are going to charge you higher rates until you prove you are a safer risk.

The first thing you should do is comparison shop and try to get at least three different car insurance quotes. Rates vary between insurance companies so you may get a better deal this way.

One of the quickest ways to do this is online. You can either go to each different insurance compa (more...)

Some of the new CMS 1500 Forms were printed incorrectly and have caused the delay in the deadline that was imposed for using the new forms. The CMS 1500 forms replace the long lived HCFA 1500 forms. It is extremely important to make sure the forms you have are the correct format and will print properly.

You can easily identify whether your forms will print correctly by looking at the top right corner. There is a small arrow pointing up at the top. It should be located approximately ?” below the top not at the top edge.

If the forms you have are printed with the arrow touching the top of the page, you should contact the vendor you purchased them from and ask what they are doing about these forms.

Originally April 1, 2007 was the deadline for using the old HCFA 1500 (12/90) forms. After that date the medical providers were to use only the new CMS 1500 (08/05) version which allowed for reporting the NPI number when billing medical insurance claims.

The CMS now states th (more...)