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Ask anyone who has a TV if they know what the little red phone or the dog who everybody loves (uugh) are advertising and they will tell you - INSURANCE. Brilliant advertising I must say but does it give the customer the best all round deal,once you have passed the initial showbiz hype - I doubt it.

Insurance brokers have always been able to compete with direct insurers but rarely can they afford the gigantic advertising budget of the direct insurers. HOWEVER - bearing in mind that insurance brokers can normally beat the premiums the direct insurers offer or at the least match it, what extra can they offer that the direct boys cannot.

MULTIPLE QUOTES - If you ring a direct insurer or company they can only quote you from the one lot of premium rates - THEIRS but guess what brokers have caught on to this thing called technology over the years and we now use the very latest hi tech gizmo s which allow us to check over 200 insurance schemes with LOTS OF INSURERS. If we can t compete with or n (more...)

Travel insurance is something that many people haven t considered. Sure, it s possible that you may never have to access your travel insurance, but just having it can really give you peace of mind. As it so often happens, there are many different circumstances or situations that could cause you to cancel your trip, interrupt your plans and possibly return home early or force you to seek emergency medical treatment while traveling. To demonstrate the importance of purchasing travel insurance, and emergency travel services, here are a few common examples of what might go wrong:

It s 8:00 p.m. and your family arrives at the airport for a connecting flight, only to find that your flight has been cancelled. How do you get your family home? A travel insurance policy would be very helpful.

Your spouses luggage was lost which contained his medical insulin inside. Obviously he needs to locate that piece of luggage very soon. What could you do?

It s your first visit overseas to Europe, and your (more...)