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Any young occupant of a corporate workplace who has had their PC crash knows the feeling of dread when the IT expert emerges from the basement, rambles into the cubicle and says “Alright. What did you do?” It seems, however, that has IT has absorbed the science of networking and has also grown increasingly complex, liability for software firms, IT firms and internet businesses has become an issue that transcends the cubicle occupant.

Technology insurance is in essence liability insurance. It is designed to protect software and IT companies whose programming errors result in business setbacks for corporations using their products and services. Further, technology insurance refers to policies that protect internet businesses from unauthorized release of private information held on their servers. There are some principal categories of technology insurance that mirror, to some degree, the general categories of business liability.

Technology errors and omissions insurance provi (more...)

Short term student health insurance is an affordable plan of temporary medical insurance designed especially for students who are studying away from home and temporarily without any health insurance. Medical insurance is a generic term used to explain all types of insurance policies which cover the cost of health care. In United States, short term student health insurance gives international students the temporary health insurance coverage needed to pay for unforeseen illness and injuries.

Short term student health insurance is simple, low-cost and easy to obtain. Most policies are non-renewable and their coverage is available from 30 days to 6 or 12 months. Short term student health insurance benefits include coverage for injury and sickness, medical evacuation, repatriation, and home country coverage. But it does not cover pre-existing conditions, maternity, and mental illness or substance abuse.

There are two basic types of short term health insurance plans, the Indemnity Plan and the Man (more...)