Short Term Health Insurance
Wednesday, November 5th, 2003Short term health insurance is a medical insurance option ideal for people in transition. As the name implies, this policy is a temporary solution. Normally, short-term health insurance is purchased for a short period of time. This allows the policy to be dropped quickly.
Short term health insurance generally covers only catastrophic health problems (major health problems). People between jobs, recent college graduates, and part-time and temporary employees are among the most likely consumers of short-term health insurance. Short term health policies are normally sold to people under the age of 65.
A short term health insurance policy is generally included in the “indemnity” plan. This gives you the freedom to choose any doctor or specialist you wish. The policy covers surgery, hospital care, emergency services, diagnostic tests, prescription drugs, and follow-up office visits. Short term health insurance has several sub-limits and special conditions. Some offer limited mental he (more...)
