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Many people think that auto insurance companies are taking advantage of the fact that drivers, no matter what, are required to carry some sort of insurance to drive, by the laws of our country. When it comes down to the wire, the truth of the matter is, we have options when it comes to how we choose to get covered. Lets face it, auto insurance companies are there to make money, however, they are also there to protect you, your family, fellow drivers and pedestrians among others. Nevertheless, that doesn t mean you have to be paying unreasonably high prices for that protection and peacefulness of the mind. There are a few pieces of information that many people are just not aware of that may be of some assistance to some.

Companies Versus Brokers

Firstly, there is not only one way to get coverage from auto insurance companies. Lets elaborate on that a little and take a quick moment to mention insurance brokers, who can also be referred to as “middlemen”. Anytime you do busine (more...)

Accidents, personal injuries and insurance claims are here to stay. No matter how far into the 21st Century American s elect to drive (unless by the beginning of the 22nd Century we re all zipping around in our own personal space ship) motor vehicle accidents will continue to pile up with no end in sight!

There are more than 200,000,000 licensed drivers in the United States. (As of 2003 we re close to a yearly 7 million motor vehicle accidents, involving well over 3.5 million injuries).

Car accident crashes cost society an estimated $4,900 per second. That s about $25,000 in the time it took to read this fact.

Current records show that most American driver s will have a near motor vehicle accident 1 to 3 times per month and will be in a collision of some type on the average of every 5 to 8 years plus these records also indicate that licensed teenagers are 22 more times likely to get a speeding ticket than those who are 65 years of age or older.

In 1896 there were only fou (more...)