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So you have benefits. But what does that really mean?

For people living in Texas, and especially in cities like Dallas, Houston and Austin, the question deserves some attention. It s especially the case when considering that a good number of people may not fully understand what either their employer is delivering as part of a comprehensive benefits package, or, in the case of someone who is paying at least a portion of their own benefits coverage, what they are getting for their hard-earned dollars.

Benefits aren t cheap. According to the Bureau of Labor Statistics, it costs an employer roughly 30% of full-time payroll to cover benefits and that s a percentage that continues to rise with healthcare costs, which most people think about first when considering benefits.

Employees who have benefits - - including health insurance — should be aware of what they have, whether they re paying for it or not. One key point is to not assume you have coverage. Even if the insurance plan is g (more...)

The world is no longer right when the two words, Engineer and Insurance are used together, side by side in a conversation. Individually they are words that justify their use, with their own explanations and own meanings as those that compile dictionaries see fit! They each serve their own purpose until such a time as when they are used in the same sentence or even on the same page. Engineer and Insurance cannot be used together anymore, yes there was a time when this topic had no base but here and today it can be seen that the words are not in any sense synonymous with each other.

The dictionary tells us that, insurance is “a thing providing protection against a possible event” or “money paid to insure against something or by an insurance company in the event of damage, injury, etc”. Well, that tells us something although it is a bit confusing.

The dictionary tells us that an Engineer is “a person qualified in Engineering” and also it says that an Engineer (more...)