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You may have heard of no load mutual funds, but have you ever heard of no load life insurance? If not, you need to investigate this type of life insurance, as it can reduce your life insurance premium.

What is No Load Life Insurance?

No load life insurance is a whole life policy with no or limited fees. With traditional whole life policies, you buy the policy from an insurance agent who charges annual fees. These annual fees pay for advertising, agent commissions, and other company expenses. With a no load life insurance policy, the fees are reduced or eliminated, leading to a lower premium for you.

There may be an initial fee for setting up your no load life insurance policy, but it will be much less than the fees and commissions associated with a traditional whole life policy.

What Are the Benefits of No Load Life Insurance?

There are two main benefits of no load life insurance:

* Your premiums are lower.

* The cash value of your policy increases more qui (more...)

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