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An insurance home surveyor is one of the most important persons you have to get into contact with if you re having your home insured for whatever purpose. But before you start dialing the first number that appears under the insurance home surveyor list in your telephone directory, here are several essential things you have to know about them and to ensure that you ll have a successful meeting.

What is an Insurance Home Surveyor?
Before tackling the “home” bit, it s best to point out first that there are several types of insurance surveyors you may encounter. All insurance surveyors are tasked to survey a particular item using a variety of tools and means. The data they ve gathered will then be compiled alongside his recommendations - if any. The insurance company, with the survey report as one of the strongest bases for its decision, will then determine whether or not to award insurance to the owner of the item or the one applying for insurance.

As you re looking for an ins (more...)

The vast majority of us are law abiding citizens, who wouldn t even begin to consider the idea of driving without insurance. We see it as a necessary evil, put in place to protect us and our fellow drivers.

We may have a sly old moan from time to time about the cost of our premiums and the difficulty in finding a competitively priced policy. The reality, we realise is, we need it.
Imagine for a second the prospect of having to pay for the repair of both your own car and a third party s.

Add to this the fact you face prosecution for driving without car insurance, for which you could receive a fine and possible period of driving licence ban.

Police statistics in reference to uninsured drivers are very worrying. They show that uninsured drivers are 9 times more likely to be involved in a collision than their counterparts. This is due to the fact that they are 6 times more likely to drive a non roadworthy car, 3 times more likely to have been convicted of careless driving and wo (more...)