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Hands up all those who remember the old E111 medical forms you were supposed to have if you travelled in Europe? I can see all those blank faces!

Well, great news is that it doesn t matter any more. The E111 form was replaced at the beginning of January 2006 by a new European Health Insurance Card (EHIC).

This EHIC is valid for up to 5 years and entitles you to the same level of medical care in the country you re travelling in, as would be enjoyed by the residents of that country. The card covers discounted and free medical care including emergency treatment, and applies to all the EEC countries plus Switzerland, Norway, Iceland and Liechtenstein. But be aware that the treatment you re entitled to might not include all the treatments you get free of charge under the National Health Service here in Britain.

Nevertheless, we believe that it s wise to carry a EHIC as it could save you time, money and a great deal of hassle if you re unlucky enough to need medical attention. It can cut th (more...)

In many areas, women complain that they are getting less than they deserve simply because of their gender. However, it s the men you get dealt the worse cards in car insurance. Insurance companies over years have established that women are lower risks to them. This is why they often get cheap car insurance.

If there are drivers that are in the habit of driving at unsafe speeds, 7-9 out of 10 would be male. If someone is taking a risk in the name of “being too good to be caught by that,” it s more likely a male driver. Women are brought up to be graceful. This makes it more difficult for a woman to be rough and reckless on the road. By the way we raise our women, every tendency of roughness or recklessness is reduced to the barest minimum.

Women average a lower mileage as a group since they are less likely to drive for long hours each day. A man is generally considered better at physical activities. And, they will usually be the ones to drive if it s a long drive. Men drive bigge (more...)