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“What type of car insurance should I have?” is a common question. Here s a brief outline of what you should have and how to get it at the best rate possible.

What Type of Car Insurance Should I Have?

Most states require you to have a minimum amount of liability insurance, which includes:

* Bodily injury liability coverage which pays your legal fees and claims made against you when you, a family member, or someone driving your car with your permission, injures or kills other people.

* Property damage liability coverage which pays your legal fees and claims made against you when you, a family member, or someone driving your car with your permission, damages someone else s property.

A few states also require you to have uninsured motorist coverage which pays for medical fees and property damage expenses for you, your family, and your passengers when you re hit by an uninsured, underinsured, or hit-and-run driver.

These two types of insurance are all you (more...)

With a few tips you can save a lot of money on your car insurance. I ll share one such great tip that s also very convenient. It is a must do because it will also bring you a lot of savings…

To get prospects companies often spend a lot. What people don t realize is that they end up paying. If it s a competitive industry the cost of acquisition will be higher. This will end up affecting what you eventually pay.

What is the relationship or connection between this and car insurance savings. I ll show you how shortly…

To get your patronage, the traditional process is that an insurance agent contacts you and tries to sell policies to you. You buy whenever you are convinced. The cost of maintaining such agents is part of the company s recurrent expenditure. But you know it s you, the customer, who bears that cost.

If you want to eliminate such expense, buy your car insurance online. That s without including that insurance companies prefer it since it s easier for them to (more...)