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When buying homeowner s insurance, you are buying a package. You cannot break this package. You either take all of it or none of it at all. There are six parts to the insurance package. Typically, they are identified as Coverages A,B,C,D,E, and F. This can be intimidating when buying homeowner s insurance to understand what all of these coverages do and how they protect your home and possessions. I am going to break down each coverage to let you know what it covers and how it helps you. Also, I will give a tip for what it DOES NOT cover and what important endorsement I recommend. Let me remind you that I am not a professional when it comes to personal finances, however, I am a licensed practicing claims adjuster. Property insurance is my life right now, so bookmark this post and keep it as a reference for the next time you need to purchase a homeowner s policy. Also, recognize that every insurance policy is a little different, but most of them follow a similar format and possess similar endorsements that (more...)

Why would Pit Bull owners need pet insurance?

Pit Bull owners need pet insurance because it s smart and our
breed is active and we often find ourselves at the vet s office.

Pet insurance gives owners a little extra help when they need
it most and it also provides assistance for those unexpected
situations.

Getting hit by a car, getting a dog born disease, eating
a toy ball thrown in your yard, even getting lost are usually
covered by pet insurance carriers in the US and aboard.

As a Pit Bull owner you can rest assured that your dog will
receive the proper medical care and you can rest easy knowing
that you won t have to break the bank to cover those expenses.

I know from experience that accidents can happen. My dog Angel
ate a toy ball a kid through in my yard. That little ball almost
cost my dogs life and $3,000 in vet bills to remove it.

My dog Patch severely cut his paw pad on a large piece
of glass (o (more...)