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Social Security allows a widow at age fifty to receive benefits off of their spouse s record if they meet the disability criteria for payment. Here is what you need to know about qualifying for disabled windows benefits.

If you are a widow that was married to your spouse when the passed away or you were divorced but married for at least ten years, you may be eligible for disabled widows benefits. A disabled widow receives payment from their deceased spouse s record if you are not eligible for disability benefits on your own work record you can still qualify for a disabled widow benefit from your spouse.

To meet the disability requirements for Social Security you will need to have a condition expected to last for 12 months or longer that prevents you from working. When you apply for disabled widows benefits you will need your birth certificate for proof of citizenship, your marriage certificate or divorce decree for proof of relationship, and your spouse s death certificate. After Social (more...)

For most of us, when we think of health insurance, we think - yes we have it, or no we don t. We don t think of the different coverage types that exist, the benefits of each, the costs of each, etc. But, to completely protect ourselves and our families, we should take a long hard look at our health insurance policies, to make certain that we really are financially protected from major medical expenses, and that we really are getting value for our money, not just blindly thinking that everything is okay and that we are covered. You don t want to wait until a major illness or injury occurs to find out that what you thought was fully covered by your health insurance policy is in fact, not covered at all. You will be left holding the bag, the bag that contains thousands of dollars in medical bills that you have no idea how you will ever be able to afford to pay.

Major medical insurance coverage means that no matter where you are, what country that you are in, if you need medical care, your insurance po (more...)