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Connecticut residents need to keep a few things in mind when they are comparing their low cost health plans. It s best to pick a plan that will fit your lifestyle. Here are a few things to consider:

1. Alternative care: If you find that you infrequently go to a medical doctor and prefer to go to an acupuncturist or a chiropractor, make sure you select the plan that will accommodate your wishes. Many plans will only allow a few visits to alternative care practitioners. Let s face it, your practitioner knows which insurance companies are the most receptive to alternative care. Make sure you get advice from your practitioner as to which companies to select from

2. Keeping the same doctors: Do you have special medical needs that are treated by a doctor that you ve developed a relationship with? It takes years to build a doctor patient trusting relationship. If you value your relationship with your doctor, you should obtain a listing of insurance plans that your doctor accepts. Those co (more...)

Over 78% of businesses in the United States are set up as a partnership or individual ownership. For most of these small businesses, this type of ownership can put your business and your personal liability at risk. Having suitable and sufficient small business liability insurance protects your business and you as an individual from financial ruin.

A common problem for a limited company or an incorporated company is the business owner may believe he or she is totally protected from personal liability and that liability insurance is not necessary, this however is not the case, you can be personally liable if:

- If you have signed a personal guarantee for a loan.
- If you personally injure someone.
- If you act in an irresponsible manner.
- If you act in an illegal manner.
- If you do not operate your business as a separate entity.

What is Business Liability Insurance?
Business liability insurance protects your small business if there is a lawsuit for (more...)