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If you re incapacitated for any reason and are unable to work, you may
qualify to receive certain benefits from the government to assist you.
This is one of a series of guides to government benefits, in which
you ll find practical information on the range of benefits that may be
available to you.

Statutory sick pay - this benefit is paid to people who are
in employment but are unable to work due to illness. It s currently
paid at 70.05 per week for up to 28 weeks of illness, and can be
claimed after four or more consecutive days of being sick. (If you re
still unwell after 28 weeks, you can apply for incapacity benefit.) To
claim statutory sick pay, you ll need to inform your employer (either
by phone or in writing - you don t have to speak to them in person)
within one week of falling ill. Some employers offer their own sick pay
schemes instead of statutory sick pay. Check your terms and conditions
of employment. Incapa (more...)

Even individuals who are in very good health occasionally need to seek medical treatment. It may be because of an illness or an injury but eventually everyone finds themselves at a doctor s office, a clinic or a hospital. There is no denying that quality medical care is very expensive, which is why health insurance is so vital. In Pennsylvania every resident is eligible to apply for and receive coverage under Blue Cross and Blue Shield, but this isn t always enough. When you are looking for discount health insurance in the state of Pennsylvania, keep these money saving tips in mind:

- Take advantage of any employer based plans. Many businesses offer health insurance as a benefit to their employees and their families. Although this coverage still costs, it s very likely that it s much less expensive than any other plans.

- Only buy hospital and surgical coverage. This is a viable option for anyone who has no major health concerns. If you aren t taking any regular prescription medications and (more...)