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You bring her home. When you pull into the driveway, you proudly open up the car door and invite her in to your house. You say to her, “Here you are, honey. Your new home.”

She cautiously walks in the house. She inhales shortly a couple of times. She wrinkles up her nose. The house has got a funny smell to her.

You don t notice anything. But to her, it s full of strange smells she can t identify: It s a combination of leftover fast food wrappers, old pizza boxes, dust, beer cans, and remnants from the chip and dip that you and your friends consumed while watching a football game.

You threw all those things away, but the odors are still there.

It doesn t smell like her house at home. It doesn t smell like a house with a woman living in it. It smells like testosterone.

Your Furniture:

She looks at the furniture. Maybe it s new. If so, it s probably something a guy would pick out, like heavy leather or dark colors. Certainly nothing she would pick out.

Travel insurance is often an after thought when booking a trip but can be a life saver if things go wrong, especially if you re half way around the world when it does.

At the very least a good travel insurance policy buys you a little extra peace of mind. But is it a false sense of security? With travel insurance companies estimating that up to 10% of claims are fraudulent, how can you ensure that any legitimate claim you make is taken seriously and paid out in full?

TIP 1. Take a closer look before you buy
Many people assume that there s little difference between most travel insurance policies. In reality, the quality of cover, options included and excesses you ll have to pay will vary. This might seem trivial now but will be crucial should you need to claim.

A lot of disputes arise because people think they re covered and discover too late that they re not.

So before you simply opt for the cheapest premium, take a closer look and make sure you re comparing like with li (more...)