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When it comes to Payment Protection Insurance, biggest is not always best according to recent research from data specialists Moneyfacts, Defaqto and moneysupermarket.

Until now, it s been impossible to compare loan, mortgage and income protection premiums, but with Moneyfacts latest findings on loan cover costs, consumers now have an at a glance guide for all three.

In all cases, the tables reveal that although High Street banks and building societies sell over 80% of PPI policies, consumers are not getting the best deal.

Moneyfacts compared premiums per 100 of cover for loan policies and the findings were shocking. A 30 year-old taking out loan protection with the Royal Bank of Scotland, Natwest or Direct Line would pay over 25 per 100 of cover - that s 10 x more than British Insurance s product at 2.15.

With mortgage and income protection, the most expensive providers were around four and five times higher than the cheapest. These findings provide consumers with further (more...)

Are you sick and tired of paying a fortune on auto insurance? Of course you are but what are you going to do about it. There are several things you can do to lower your auto insurance costs. Read along and find out three great ways to save money on auto insurance.

The most effective way to cut your insurance rates is to keep your driving record clean. So watch your speed and drive carefully. If you get a ticket and are eligible to take defensive driving to erase it from your record, do so.

The next way to save money is to raise your deductibles. Raising your deductibles from $250 to $500 or even $1000 can have a drastic effect on your insurance rates. If you have an auto loan be sure to check with your lien holder as they usually have a limit on how high your deductible can be.

The last way to save on auto insurance is to make sure that you are getting all of the available discounts. If you have taken defensive driving or any driver safety course be sure to tell your insurer. If you h (more...)