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Every small business in Dallas, Houston and throughout Texas wants to attract high quality individual employees who will contribute to the growth and success of the company. In order to recruit and retain these people, many larger business owners offer health insurance coverage, specifically group health, as an employee benefit.

If your company is small, especially if has ten or fewer employees, there are still ways to offer your employees health insurance coverage. In most states, insurance companies which offer small group health insurance plans are required to accept any employer group of two to 50 employees, provided the employer agrees to insure 100% of the eligible employees.

Before you can offer any health insurance coverage, you must decide how much your employees will pay, as well as the kind of insurance that you wish to offer.

It s expensive. So who pays?

Most businesses that offer their employees group health insurance plans contribute towards the cost of the covera (more...)

These days it s fairly easy to get group health insurance instant quotes just by going online. Most every site that offers instant quotes on their group health insurance plans will provide a questionnaire which must be filled out in order to receive the quote. This type of questionnaire will also find out what area of the country your business is in and be able to tailor the quote to the economics of the area. Group health insurance is available when two or more people are working for the same company.

So What Might The Differences Be?

The economic climates of states vary greatly, and believe you me I can vouch for that. I ve lived in the Northeast, Southwest and Southeast and each area is unto itself offering variations in living standards and cost of living. Given these factors it s easy to understand how plans and quotes could differ in such widely divergent regions such as those found in Colorado, California, Arizona or Florida.

Other key questions you will be asked by the insuran (more...)