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If you run an RV repair center or have a mobile RV installation business, motor repair or simply change oil you will need loads of insurance. Failure to buy the proper insurance may save you money in the short run, yet it could cost you your life savings. Don t risk it.

Should you have insurance even if you are doing simple repairs or even mere oil changes? I believe you should. You never know when a customer or employee might fall off of the vehicle while you are working on it. And in the case of oil changing anything could happen or you could be blamed for something that is not even really your fault.

You need garage keepers liability anyway as you are in “Care, Custody or Control” of the vehicle when you have the keys and you need those to pop the hood and run the motor to warm up the engine and oil anyway. If you are on top of the RV and the customer has given you the key or unlocked it for you then you are still in the “Care, Custody or Control” of the vehicle an (more...)

Pollution liability insurance is known as “pollution incidents”" in the insurance world. There is a thought to suggest that this insurance policy came into picture following the great amount of asbestos litigation in the 1970s. It was around that time that insurers thought it better to do away with pollution liability insurance in general policies and instead offer it independently.

Pollution liability insurance protects you in two ways: one is when the pollution takes place on your property the other is when you suffer losses resulting from pollution on somebody else s property. In such cases, it is the insurer s responsibility to recover costs from the party that caused the incident. Conversely, your policy pays for damages you may cause to other properties.

The most general use of pollution insurance is to protect lenders, buyers and sellers in property transactions. Conventionally, buyers do hire environmental consultants to assess sites. That may take a little over twenty d (more...)