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Are you thinking of buying a boat? Do you already own a boat? When figuring out the total costs of your investment don t forget about power boat insurance. If you are trying to avoid this purchase, Don t! Your finance company will make it next to impossible to go with out it and they will demand that you have it, especially if you use it as collateral.

You should always purchase power boat insurance. It is a necessary cost of owning a power boat and the responsible thing to do. It can, in the long or even short run, save you money.

The power boat insurance world can be a complex one. It is basically an unregulated industry varying from state to state. If you have an incomplete understanding of if, it can lead to serious mistakes that could have been avoided if you devoted enough time in examining the various aspects of you, your boat, and by researching the company you are thinking of doing business with.

Be aware! Not all boats are created equal in the eyes of an insurance company.(more...)

September 2006 will see the introduction of new laws regarding child restraints in cars.

Current laws state: -

? Children aged three to 11 (inclusive) and less than 150cm tall are permitted to travel in an adult seat belt if no child restraint is fitted.

New legislation says: -

? Children aged three to 11 and under 135cm have to be seated in child seat or booster (designed to be used with an adult belt), suitable for their age and weight.

Children taller than 135cm (4ft 5ins) or aged 12 or over must wear an adult seat belt where one is fitted.

The driver is responsible for ensuring these rules are complied with until the child reaches the age of 14, when they must take responsibility for their own safety.

The Department of Transport believes that, by making sure that children are securely restrained and not allowed to use adult seatbelts until they are sufficiently tall for them to work in the proper manner, 2,000 child injuries and deaths will be prevented (more...)