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I have used this for years to find annuity prospects. For just a moment think about annuity sales and what comes to mind is the financial planner/estate planner/ certified senior advisor/ it just keeps going.

All those charts and new ways to explain how indexed annuities work and how much we all need to buy them. After awhile it becomes such a chore to compete with them and soon you will be looking for a simpler method to sell annuities. It seems to me the simpler method the better and I think most prospects feel the way I do…just show me the benefits and if it makes sense to me then I will buy the annuity.

I have a very simple method for making things simpler and to provide myself with virtually unlimited people to see….That method is the back door approach and here it is.

Mortgage protection insurance leads! You heard me right they are a wonderful way to back door into an annuity sale. Just think about it for a minute. A new mortgage should be protected for the fam (more...)

Flooding is a very real hazard to property today. If you happen to live next to a river or on an old flood plane then the likelihood is that your home will suffer some sort of flood damage within the next thirty years. Global warming and the changing nature of weather systems have resulted in extreme climate change and more natural disasters occurring than ever before. However, despite this, you will rarely find that flood damage is actually covered on a regular home insurance policy. You usually have to take a more comprehensive and expensive policy or take out specialist home owners flood insurance protection.

Excessive amounts of water have the ability to effectively destroy your home, although most floods only cause superficial damage. Paying for repairs can be extremely expensive, especially if you do have to find the money for this after every flood. It is therefore highly advisable that you take out a home insurance policy to cover your property if the area you live in is prone to flooding. (more...)