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Age is a factor that could cost you dearly in car insurance but you can also get really cheap auto insurance rates because of it if you know what you re doing. For those who fall into the under-25 age bracket, there are ways to still let this work for you and not against you. You can also focus on just lowering your risk factor if the other options don t really appeal to you…

Getting married will help you get really cheap auto insurance rates with a good number of insurance companies if you are under 25. This is not a practical joke. It works.

Being under 25, male and single will attract a far higher premium than otherwise. It is a known fact that those three factors easily suggest a tendency to recklessness (statistically!).

Still along these lines, few things have as much sobering effect on young people as marriage. Your driving is affected positively by the mere thought of having people who depend solely on you and whom you can t afford to let down. Your car insurance rates a (more...)

In many parts of Oregon, burglary and home break-ins are on the rise - up more than 17% in just the past two years in Salem, Oregon, alone. If you re among the thousands of Oregon families looking for ways to save money and get discount homeowners insurance, making your home more burglar-proof is one way of doing so.

One of the things you can do to make your home less attractive to a would-be burglar is to keep grass and bushes cut low you do not want to provide protected hiding places around doors and windows that prevent a burglar from being seen from the street.

Motion-sensitive lights are another wise investment burglars prefer darkness.

Purchasing a safe that can be bolted to your floor - and always making sure to keep jewelry, cash and checkbooks locked inside whenever you are away - is an excellent way to keep losses down and help prevent identity theft in the event a burglar does make it inside your home.

If you haven t already installed fire detectors do so immediate (more...)