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The Health Insurance Portability and Accountability Act or HIPAA has two purposes. The first, “portability,” allows an employee to keep their current health insurance even if they should happen to leave their current place of employment. This is easily done thanks to plans such as COBRA. The second part, “accountability,” means that the government can now regulate healthcare providers, health plans, payers, clearinghouses, and anyone else that might coordinate health data, for complete privacy and security. If an employer provides any type of on-site health care, that employer must also comply by HIPAA standards.

It means that if personal information is stored on computer databases, tapes, disks, or transmitted with the assistance of faxes or the Internet, in addition to anything written down or talked about, steps must be taken to ensure a patient s privacy. This also means that, in addition to protecting your privacy, the electronic exchange of financial or administrative (more...)

People take a health insurance policy to protect themselves and their families in case of unexpected medical care requirement. Generally, most of the states make it compulsory for the people to take some form of health insurance. There are many types of health insurance for people belonging to all categories. However, some insurance companies avoid giving health insurance for the self employed individuals.

There are many good options that are available to self employed to safeguard their interests. Some self employed people seek health insurance under their spouse s company insurance plan. But this is only possible if the spouse is working and the company covers the family.

COBRA or consolidated Omnibus budget reconciliation act) is also a good option as a California health insurance for the self employed specially in the starting out period. The best California health insurance for the self employed is the group insurance that is provided by many health insurance companies. Many small entre (more...)