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Can t say that there is such a thing as cheap car insurance for a teenager, but you can definitely reduce your car insurance rate if you and your teen work together. Here are a few tips:

Maintain Good Grades: Students who maintain good grades may earn up to a 25% discount on insurance rates. Good grade means B or above

Drivers Education: Many companies offer lower rates if your teenagers has taken and completed qualified driving courses. Some schools provide courses as part of their curriculum. If you school does not, look around for private driving schools. Contact our state s motor vehicle department and they should be able to provide you with a list of schools.

Keep your license clean: Just one ticket early in a driving career may increase your rates two to three fold. Don t speed. Pay attention to signs. A teen must protect their perfect driving record (at least until they can afford their own policy).

Safety, safety, safety: When buying a car think safety (more...)

In a recent declaration, the CBI has stated that firms should not be forced to pay into pension schemes.

CBI has come out full force to back up the thought that companies should not be compelled to contribute to employee pension schemes (EPS), as it can have an adverse effect on employment and push some small firms into bankruptcy.

In response to the Lord Turner s pensions commission, the employers body stated that automatic enrollment of firms and employees into schemes with an option of having the right to opt out, is a much better way to encourage greater saving for retirement.

The commission has also proposed a scheme whereby workers can opt for a company pension scheme or be a part of the government controlled National Pensions Savings Scheme (NPSS), contributing 5% of their salary whereas firms would be forced to contribute 3% of salary.

Employer s body has proposed that if the firms decide to opt out of the scheme or the NPSS, they would have to explain to their staff (more...)