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Don t let the idea of head lice paralyze you. Although they re very prevalent, and most kids will get them at some point in their lives, lice aren t caused by being dirty. Head lice are very easily spread among the population. Although they don t jump or fly, any direct contact can result in yet another person being infected.

That contact may be a hat or scarf from an infected person. It may even be a simple hug hello where your head touches another. The point to remember is that head lice are a nuisance and not a health risk.

Although a blood sucking parasite, lice do not carry disease like mosquitoes. The biggest problem caused by a lice infestation is the embarrassment of having them in the first place. But once someone in your family does have lice, you need to take direct and decisive action to limit the potential spread of the infestation.

Consider these actions as being a pre-emptive strike against the lice invaders. The first order of business must be to limit the pote (more...)

Looking for affordable New Jersey car insurance but don t want to waste a lot of time shopping for quotes? Here s a brief explanation of insurance coverages, how to save money on them, and how to get affordable insurance quickly and easily.

Minimum New Jersey Car Insurance

New Jersey requires you to have three types of car insurance coverage: liability , personal injury protection, and uninsured/underinsured motorist coverage. Comprehensive and collision coverage are not required.

Liability Coverage

Liability coverage pays for the other party s bodily injury and property damage expenses when you cause an accident. It also covers your legal bills if you re sued.

If you don t have a lot of assets and you don t drive a lot, you may want to stick with the minimum liability coverage which is: $15,000 bodily injury liability coverage for one person, $30,000 bodily injury coverage for all injuries, and $5,000 property damage liability coverage. However, if you do have a lot of (more...)