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Teenagers are more likely to have a car accident more than all other age groups combined. Several things have combined to make this so. First, they are inexperienced drivers and so are not likely to have the best response in a given situation. Furthermore, there s a certain level of recklessness that s part of youthfulness. All these make their insurance premiums higher than every other age group. Is there anything they can do to lower their insurance premiums? Yes, here they are…

1) Register their car in their parents name and be on their policy. However, since this will mean less “independence most teenagers may not really like this.

2) Take lessons in defensive driving from a school approved by the state. Defensive driving equips a driver to respond better to situations on the road. Defensive drivers are far less likely to be involved in an accident. This is so because they are not only trained to drive their own cars, they are also trained to “drive” the cars ar (more...)

Looking to get the cheapest car insurance quote you can? Here s a step-by-step guide that will show you how.

Go Shopping

Rates for the same insurance coverage can vary from one insurance company to another by as much as $1,000, so the first thing you need to do to get the cheapest car insurance quote is go to an online insurance comparison site. There you can get quotes from various companies so you can compare them and get the cheapest rate. One of the best comparison sites is listed below.

Get Discounts

In order to get rate quotes from one of these sites you ll be asked to fill out a questionnaire where you can list the types of coverages and discounts you want.

Here s a list of the biggest money-savers:

1.You can save 10% to 15% on your insurance premium by increasing your deductible from $100 to $500. You ll save 25% to 30% by increasing it to $1,000.

2. If you have two cars you can save 10% to 15% by insuring them with the same company.

3. If yo (more...)