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If your business has an effective date prior to December 1, 2003, you will be receiving you will receive your kit directly from Blue Cross. These kits will contain your groups census information along with the ammended plan designs and rate increases. This advance notice will give us time to plan ahead and allow us to lock in your group business at current premium levels, with 12-month rate guarantees and anniversary health coverage renewal cycles, over the next few months. Today is not too early to lock in Blue Cross rates for April effective dates!

Eric Trost of Pension &amp Benefit insurance services continues to be your primary source for all your Blue Cross Focal Renewal needs. We are here once again to be your Focal Renewal resource! All medical and dental plans are effected by the upcoming Focal Renewal May 1, 2007. We can provide you with a summary of all rates by plan, by rate area, by pay period, and for any of the Blue Cross plans offered in the Blue Cross Elect portfo (more...)

We have just had the first year s anniversary of the flash flooding which occurred at Boscastle in Cornwall. The floods saw some of the worst damage wrought by sudden rainfall in the UK for many years.

The flood was caused by the remains of a hurricane which crossed the Atlantic, collecting vast amounts of water crossing, and was then pushed high above an area inland of the village depositing around 1,500m litres (330m gallons) of water within two hours.

At the time insurance companies were estimating the bill for commercial damage to local businesses, would be as high as 15m.

There is perhaps some comfort for insurers in that it could have been worse. Hurricane Charley, which hit Florida around the same time, cost over an estimated 6bn.

In August this year, just a week after Birmingham was battered by a tornado, residents in Bristol witnessed a twister which was up to 1,000 ft (300metres) long sweeping across the skies over the southern suburbs. The twister swept across a 15 (more...)