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Genetics constitutes, as we all know, the next new “final frontier” in medicine. It holds out huge promises for the future of medical science. Associated and likened to a treasure mine, and rightly so. Genetics truly offers a vast wealth of previously untapped medical capital and the insurance companies have been quick to notice.

The health care industry as a whole is slowly using genetic screening in deciding treatment regimens and in devising preventative measure for patients. The insurance industry has also taken a keen interest in the use of genetic testing for the purposes of determining who is at risk for which diseases. Ultimately, this information might be used assist them in setting premiums for individuals. The danger here is that genetic science is still in its infancy. The mapping of the human gene code was only recently completed. There is still, as yet many diseases and conditions of which there are no known genetics markers. Carriers of the known genetic markers would arg (more...)

As more and more big companies, school districts and other municipals are forced to cut healthcare and retirement benefits, it will be up to the consumer to find cost cutting measures. This is one of the reasons that Consumer Driven Healthcare like Ameriplan is experiencing a huge growth market.

If your car has a problem, you call different auto repair shops and compare prices regarding the problem. However, many people don t call about their dental costs, or doctor s expenses, because they assume all healthcare prices are set by some standard. Not True! Doctors set their own prices. However, Ameriplan, a company in business since 1992, is helping consumers obtain cost savings on health and dental procedures.

Most insurance dental plans have a cap of $1000.00 per year, and today, that won t even cover a root canal. Outlined in this updated 2005 document, at http://www.cda.org/cda_member/pubs/update0205/qa.htm you can see where traditional dental insurance is lacking. This problem with curren (more...)