TodayInsurance.net

Is buying a life insurance policy on your list of important things to do? Well, it should be. Let me ask you a few questions here. Do you love your spouse? Do you love your kids? Do you love your parents? Are you a responsible person? Do you have any common sense? All right, enough already. You re probably thinking I m a jerk about now am I right? Well, the truth hurts sometimes and if you answer “yes” to all these questions and don t have a life insurance policy, that I d be forced to argue that point.

Just how important is life insurance to your loved ones? It s important enough that the expenses for your final arrangements will be passed on to all of these individuals, in that exact order, your spouse, your children, if they re of legal age, and then your parents, unless you have some type of insurance policy to take care of those final expenses. I know that this is true, not only because I m a former life and health insurance agent, but also because I ve experienced this (more...)

Getting your business up and running is exciting, challenging
and hard work. You re finally making money - and you are the
driving force that is making your business grow. But have you taken care of the “What ifs”. Like - “What if I get sick, how do I pay my bills” or “What if I have a fire, how do I keep my business running”. Simply put, the one thing you do not want is to have the business that you have labored so tirelessly on, hit a financial snag.

If you are a sole proprietor or a partnership - both your
business and personal liabilities are at risk. Do you think
you re safe if you incorporate or have an LLC? Many
are misled into believing this is so, however, you too can
become personally liable if you sign a personal guarantee on
a loan, personally injure someone or act irresponsibility. As
you will see, owning business liability insurance can and
does protects your business and personal life from f (more...)