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You may think telling your insurance company a little white lie does no harm but the reality of this can be somewhat different. In a recent report carried out by Admiral it has been highlighted that in actuality you could find yourself without an insurance policy if you are caught out.

“What constitutes lying to my car insurance company?” you ask.
Well, for starters, something as seemingly insignificant as reporting your annual mileage to be much less than it is can be seen as a “lie” by your insurance company. This could result in a price hike on your policy or even end in your insurance policy being cancelled. This may seem pedantic but as the report states “An insurance policy is a legal contract so it is vital your honest”.

The most common details falsified by policy holders are details such as motor convictions (i.e. speeding fines), previous claim history, modifications, etc.
In researching information for this article, I came across a (more...)

Your home is your most valuable possession. It will have taken you years to get it how you want and you will probably have many treasured items within the walls. With this in mind you will want to get the best protection for your home without it costing you a fortune in the process. This is where you can use the internet to your advantage to get cheap house insurance for the contents of your home and for the building itself.

While house insurance cannot replace the memories lost, it can help you to rebuild from a complete disaster.

You should take into account how much it would cost to replace everything in your home if it were to be destroyed in the worst case scenario. This means taking an inventory of everything you own to come to an overall figure. You should also bear in mind any items which are of particular value as these might need extra insurance cover taking out on them.

Insurance can be confusing especially when it comes to getting the best deal and you can save a lot of mo (more...)