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We have posted articles that discussed the current hard market and what it means to the staffing industry. The first step in the process of selecting the best insurance program for your company is to “Analyze” the situation. This involves reviewing the alternatives that are available. It is important that one does not wait until 30 days before renewal to review the options. Waiting this late to evaluate the alternatives will exclude some of the choices, as they are time-sensitive. Choosing an insurance program is a process that should begin no less than 120 days prior to renewal. Actually, the optimal scenario is to begin six months prior so you will have time to review the alternatives without the pressure of your expiration date. This gives both you and the carrier - program manager the ability to determine if the program will be the most beneficial for your company.

First, we need to define worker s compensation insurance. Worker s compensation is a no-fault type of insurance that pa (more...)

Did you know that you could apply for an insurance policy sitting at home from your own computer? Well the good news is, yes you can do it from home now on your own personal computer. You do not have to look for a pen and paper when your policy has to be renewed or spend time inquiring about the features, prices and the benefits of each and every policy available. You neither have to wait in telephone queues to get information from operators about the policies nor do you have to wait for fifteen to twenty minutes following computerized instructions over the phone and when the line gets cut off accidentally, you find you have to start again from the beginning!

The Internet is the best way to get quotes. It is fast and the technology is accurate and it facilitates multiple quotes on a single site. If you are clear about what you are looking for, with the information available on the Internet, the time required to find the company you want to choose is not much.

Do not opt for a policy that is (more...)