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In no way does the title of this article mean you should not take out home insurance on your property. The correct home insurance policy can provide excellent protection for your home and the possessions within.

The purpose of this article is to highlight how much money UK homeowners waste on uncompetitive house insurance policies and how you can avoid falling into the same trap.

A recent survey by the Post Office discovered that nearly half of homebuyers bought their home insurance from their mortgage lender. More over the survey found 10% of home buyers thought this was compulsory.

This lack of understanding has resulted in thousands of people taking out expensive, uncompetitive home insurance policies. Around two thirds of people questioned believed buying home insurance from their mortgage lender was more convenient. While it may be convenient it does not offer the value for money you are entitled to expect from today s market.

Rather than take the supposedly easy optio (more...)

More people in America are experiencing the joys, and conveniences, of today s computers and technology than ever before. You d be hard-pressed to find a household that doesn t have one computer, or at least has a family member who owns a computer.

The technology that computers offer us is so useful, and many people use their computers for work, recordkeeping, and other such important tasks and information storage. So, if the homes the computers in which the computers are located catch fire, are severely damaged due to weather elements, or are robbed, how safe are the owners computers going to be?

Most homeowners insurance policies cover computers however, coverage may be limited, and computer owners may want to consider purchasing additional insurance to cover their computers and technology losses in the event of an accident or emergency.

If you are a computer owner, and rely a good deal on the technology your computer offers, you might want to take a look at your homeowner s ins (more...)