Protect Your Cleaning Business With the Proper Insurance
Tuesday, January 29th, 2008Too many companies don t think about their insurance policies and what they cover until after something happens — and unless you have prepared ahead of time, that something might not be covered in your policy. The following are just a few of the things that can occur: lost keys, chemical spills, employee theft, damaged equipment and broken items. The proper insurance coverage can play an important part in keeping your risks to a minimum.
The basic business insurance normally includes general liability insurance, commercial auto coverage, workers compensation and equipment breakdown. These may be all combined into a package policy, but you need to check with your agent to make sure you have coverage in these four areas. Besides the coverage listed above, the janitorial service industry has risks unique to it and you should make sure that you are covered for the following:
*Lost key coverage. This should pay to replace lost keys, adjust locks, or purchase and install new locks.
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