Lowering Your Insurance Budget Creatively - Little Things That Will Save You Much
Sunday, February 17th, 2008You can reduce your insurance budget creatively. By this I mean you can find ways of paying several hundred dollars less while maintain the same level of coverage (or even superior coverage). Here are a few things that will help you achieve this (We’ll concentrate on one policy for now. But remember, you’ll save a policy at a time)…
1. Having a smoker in your home will raise your premium by a huge margin. And statistics have it that over 23,000 residential fires every year could be linked to smoking. Non-smoking homes get better rates than households with smokers.
If you’re a smoker at the time you purchased your policy, you’re entitled to a review if you have quit. What if your insurance company refuses to grant you discounts because some companies do NOT give non-smokers discounts? Then it’s time to shop for an insurance company who does unless you enjoy something else to justify your continued stay with such an insurance company.
2. You need to m (more...)
