6 Things To Do This Winter - To Save An Insurance Claim and Maybe Save Your Life Heres No 1
SMOKE ALARMS
The smoke alarm is Britons most popular invention but let me say to start with that,one smoke alarm is not enough..
The primary job of the smoke alarm is to protect you from fires while you are asleep. A smoke alarm is a warning device that detects smoke at the earliest stages of a fire. A smoke alarm is the easiest way to alert you to the danger of fire, giving you precious time to escape.Your chances of dying in a home fire may be significantly reduced if a functional smoke alarm is present in your home. Reports indicate that the risk of death in a house fire is reduced by more than half if a properly maintained smoke alarm is installed. You should ALWAYS assume that the sound from a smoke alarm is informing you of a fire as the very time you do not, will be the time that there really is a fire and it has not just been set off in error.
PLACEMENT OF THE SMOKE ALARM
Placement is very important. Firstly, always follow the manufacturer s instructions on installing and placement of the smoke alarm. Make placement a priority. Without question, the best protection is obtained by installing a smoke alarm in the middle of a ceiling in every room, (at least 6 inches from any wall). Always avoid placement in the path of ceiling fans, air conditioning or heater vents. A good number of fires start in bedrooms, and the closer the smoke alarm is to the fire, the faster it will alert you.
TESTING YOUR SMOKE ALARM
Remember,a smoke alarm is useless if it does not have a battery or the battery is flat. It s also important to make sure your smoke alarm is working properly. To make sure your smoke alarm is working, you should test it once a month by pushing the test button. Don t get caught with a dead battery in your smoke detector. It only take a few minutes to change the batteries on a smoke detector and those few minutes, could save a life. People tend to borrow batteries from smoke alarms. People too often disconnect or remove batteries because of nuisance activations from cooking or bathroom steam. NEVER DO THIS OR ALLOW ANYONE ELSE TO. Replace the batteries in your smoke alarm twice a year, or as soon as the alarm “chirps” warning that the battery is low.
IN CONCLUSION - REMEMBER THIS
It has been proven that THE ABSENCE OF A FUNCTIONING SMOKE ALARM IS A MAJOR RISK FACTOR FOR RESIDENTIAL FIRE FATALITIES. Keep yourselves and your loved ones safe this winter.
Graham Hodgson
www.hodgsoninsurance.co.uk
Graham Hodgson has been an insurance broker for over 30 years and has dealt with many serious claims in that time
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