Saving Money With Health Savings Accounts
Did your current provider send you any information regarding the new changes in health insurance for Illinois?
Everyone is concerned with the rising costs of Health Insurance, and looking for ways to reduce that and yet provide the needed benefits of coverage.
After a few years on a plan your rates begin to inch up!!! Sometimes a lot!
By making a change you can frequently reduce that by 20 to 30% monthly!!
Another way to help reduce premiums is to take a slightly higher deductible, many times having a better understanding of coverage and the way you and your family use it goes a long way in helping to keep the costs down.
It is indeed a sad fact today that many times the rates are so high health insurance can no longer be afforded.
The new Health Savings Account Plans are another way to help reduce costs:
Not only are the monthly premiums lowered there is a tax benefit at the end of the year that further puts money into your household budget.
Health Savings Accounts are your own, to be used or not used year-to-year, earning interest for you!
There are many items that can be paid for through this account, dental, vision, some over the counter drugs, doctor visits, medications etc. There is a full list at:
www.irs.gov
Or at
www.hsainsider.com
Along with a lot of additional details and information on Health Savings Accounts.
It s always a good time to review your existing coverage to discover ways to save money!
Thank you!
Sharon Lennox
Broker
http://slennox.ahcpgroup.com/
800-571-0262
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